Chapter 13 Bankruptcy
In Mesa, AZ, Chapter 13 bankruptcy help is skillfully provided by the professionals at the office of Clint W. Smith, P.C. We know how to guide you through this process with as little stress as possible. We'll help you to legally reorganize your debt so you can pay it off while still being able to afford the necessities of life.
Bankruptcy doesn't necessarily have to mean liquidating your assets and eliminating most of your debt. Some people would simply rather pay off their debt, but they need help doing so. That's where a Chapter 13 can help. At the office of Clint W. Smith, P.C., we can provide the legal representation and guidance you need to understand and complete the process.
The first thing that we'll do after determining your qualification is help you file the necessary papers with the court. After this, negotiations with your creditors begins. What will usually happen through the negotiation process are things such as lowering or eliminating interest, eliminating late fees, and stretching payments out over a longer period of time. This helps your debt to become more manageable for you. Normal time for full repayment after everything is legally decided through the court is 3 to 5 years.
If you want to file a Mesa, AZ Chapter 13 bankruptcy, don't hesitate to contact the team at the office of Clint W. Smith, P.C. We know the law in this area, and we know how to make sure that you get the financial relief you need to put your life back in order. We are here to help you make the right decisions that will positively affect you in the long term. Don't wait, call us today.