Clint W. Smith, P. C.

Clint Smith has developed positive working relationships since 1986 with the courts, attorneys and trustees in the Phoenix Bankruptcy Court. This experience and these relationships benefit our clients who file bankruptcy petitions, and creditor clients alike.

Clint W. Smith

Debt Settlement

For those who do not wish to file bankruptcy, and who have some funds available for creditors, our office offers an affordable and attractive alternative to bankruptcy. We will settle your unsecured debts (credit cards, medical bills, etc.) for significantly less than what you owe. On average, we are able to obtain settlement results in the range of 20-50% of the principal balance owed. If you have a cash lump sum available to settle your accounts, we can negotiate settlements quickly and successfully. There are also companies who will offer a lower monthly payment option to our clients who do not have funds readily available.

For those clients who have income but do not have enough cash flow to meet the demands of their current credit card and other unsecured debts, we refer you to an outside source such as Money Management International. They are able to renegotiate monthly payments on credit cards and other unsecured debts, and reduce the loan interest rates, making payments affordable.